No W-2s. No Tax Returns. No Minimum Credit Score Required. ITM Enterprise helps entrepreneurs, business owners, and creators get approved for the vehicles they deserve.
Skip the W-2s and tax returns that traditional lenders demand. Our program is designed for entrepreneurs who don't fit the conventional box.
Beyond Credit Scores
We look at your business potential, not just your FICO. No minimum credit score required—we consider your complete financial picture.
Any Vehicle You Want
From exotic Lamborghinis to practical commercial vans, we finance it all. Build your personal brand or scale your business fleet with flexibility.
Choose Your Ownership Path
Own or Lease. Personal or Business.
Whether you're building your personal brand with a head-turning exotic or scaling operations with a commercial fleet, our program offers strategic flexibility that traditional financing can't match.
Report to personal credit, build business credit, or keep it off the books entirely—you decide what makes the most sense for your financial strategy.
Our Simple 3-Step Process
Tell Us What You Want
Work with our ITM AutoBroker team to locate your dream vehicle. We source it for you and handle all the paperwork, saving you time and hassle.
Explore Your Options
Choose between our Entrepreneur Auto Loan (requiring just 3 months of bank statements, 20-35% down) or Flexible Leasing with terms from 12 to 60 months offering low payments and fast approvals.
Get Your Car Delivered
Drive away or receive delivery at your location. Want the full experience? Upgrade to our VIP Delivery Package with photographers and film crew to capture your moment.
We Say Yes When Others Don't
First-time buyers with strong down payment
Traditional lenders focus on credit history—we recognize the value of your commitment through a substantial down payment.
Business owners with cash flow but limited credit
Your business is successful, but banks can't see past traditional metrics. We evaluate your actual financial health, not just your credit score.
Side hustlers, creators, and non-traditional earners
Gig workers, international visa holders, entertainers, and solopreneurs who get paid differently—we understand your unique income structure.
What You'll Need to Apply
3 Months of Statements
Personal or business bank statements showing your cash flow—not years of tax returns.
20-25% Down Payment
Show your commitment with a reasonable down payment—much more flexible than traditional financing.
Valid Driver's License
Basic identification and proof of residence—we keep the documentation minimal.
Exclusive Private Program
This is not a traditional dealership offer. It's a private program powered by ITM Enterprise, designed specifically for entrepreneurs and business owners who don't fit the conventional financing mold.
The program is not available through dealerships or banks—it's offered exclusively through ITM Enterprise and approved partners.
Perfect for those looking to build equity and own their vehicle outright. Requires just 3 months of bank statements, 20-35% down payment, and a valid license.
Builds your credit history while giving you the freedom of ownership without traditional income verification hurdles.
Flexible Leasing
Ideal for those wanting lower monthly payments and the ability to upgrade vehicles more frequently. Terms range from 12 to 60 months with fast approvals.
Perfect for business owners looking to maximize tax benefits or those who prefer driving the latest models without long-term commitment.
Ready to Drive Your Dream Car?
Take the first step toward the vehicle you deserve—whether it's an exotic car that makes a statement or a practical fleet that grows your business.
This program is not available through dealerships or banks. It is offered exclusively through ITM Enterprise and approved partners.